Secure Fast Asset & Equipment Finance for Your Business.
Fast, simple finance for businesses of any size. We assist sole traders, contractors, tradies, business owners, and self-employed.
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No credit check to qualify.
WATCH THIS 1m56s VIDEO FIRST!
Jason Hokin - Head of Commercial
Why a Quick Call?
Your time is valuable, and filling out endless online forms can waste it. After many years of trying different methods, I've found that a quick 5-minute chat is the fastest way for us to understand your specific needs. This approach allows us to avoid cookie-cutter solutions and find the right fit for your business.
WATCH THIS 1m56s VIDEO FIRST!
Jason Hokin - Head of Commercial
Fill in your details below
Get Your Free Quote Today
Why a Quick Call?
Your time is valuable, and filling out endless online forms can waste it. After many years of trying different methods, I've found that a quick 5-minute chat is the fastest way for us to understand your specific needs. This approach allows us to avoid cookie-cutter solutions and find the right fit for your business.
No credit check to qualify.
What We Fund
From a single ute to a full fleet of heavy machinery, we have a solution.
Transport & Logistics
Trucks, trailers, vans, utes, and entire fleets to keep your business moving.
Construction & Earthmoving
Excavators, bulldozers, cranes, and other heavy equipment for your next project.
Trades & Services
Specialised tools, work vehicles, and the equipment you need on-site.
Agriculture
Tractors, harvesters, and other essential farm machinery.
Manufacturing
Production line machinery, CNC machines, and processing equipment.
And Much More...
If it's an asset for your business, we can likely fund it. Just ask!
A Simpler, Faster Process
We cut the complexity so you can get funded and get back to business.
Qualify in Minutes
Our smart online form is quick and easy. No physical paperwork required.
Get a Fast Decision
We'll assess your options from our network of 40+ lenders and get back to you within hours, not days.
Get Funded
Once you're formally approved, the funds can be paid to the seller in hours.
Ready to get started?
No credit check to qualify.
Lenders You Know and Trust
Finance The Understands Your Business.
Strategy Before Structure
We provide expert advice first, acting as your strategic partner to find the right loan structure for your specific business goals.
Speed & Simplicity
We combine smart technology with a human-first approach to get you funded quickly and efficiently, minus the headaches.
Whole-of-Market Access
A single point of contact to access a deep panel of mainstream banks, non-bank specialists, and private lenders.
Simple Documentation Options
Getting your documents together can be a hassle. We simplify it for you by only asking for what's absolutely necessary. Here are some of the options available.
Full Doc Loans
For established businesses with complete financial records.
Business financial statements
BAS Statements
Business Bank Statements
Assets & Liabilities
Low Doc Loans
Ideal for new businesses, sole traders, or when paperwork is quite up to date.
Identification
Property ownership or small deposit
Assets & Liabilities
Limited Time Offer for New ABN Holders
Just launched your ABN? Our lenders are fast-tracking certain industries with an ABN active for as little as 1 day.
Available for new car, equipment, or business-related lending.
Frequently Asked Questions
Answers to common questions from ABN holders.
I have a new ABN. Can I still get finance?
Yes! We specialise in helping new businesses. Some of our lenders can provide finance for businesses with an ABN active for as little as one day, provided you have prior industry experience and a solid plan.
What's the difference between a broker and a bank?
A bank can only offer you their own products. As a broker, we work for you, not the bank. We have access to a panel of over 40 lenders and our job is to find the most suitable and competitive option for your specific needs, saving you time and money.
How long does the process take?
Our process is built for speed. After a quick online application, we can typically get you a decision within 24 hours. Once approved, funding can happen in as little as 24-48 hours, depending on the lender and asset type.
What credit score do I need for a low doc loan?
Criteria vary between lenders, but we have options for clients with a range of credit scores. Generally, a score of 500+ is a good starting point for many low doc products. The best way to know for sure is to have a quick chat with us so we can assess your specific situation.
Think-Finance is 100% Australian-owned & Operated.
Get your Free, No-Obligation Quote
Find out your options without any pressure. Our team provides straightforward, expert advice to help you make the best decision for your business. Your quote is completely free, and you are under no obligation to proceed.
No credit check to qualify.
STKN Finance Pty Ltd T/as Think-Finance Australia ABN 93 634 881 440 | Australian Credit Representative (ACR) 517721 is authorised under Australian Credit Licence (ACL) 384704 held by Finsure Finance and Insurance Pty Ltd. All information provided on this site is general and does not take into account your personal objectives, financial situation, or needs. You should consider whether the information is appropriate to your circumstances before making any financial decisions. Credit approval is subject to lender assessment and eligibility criteria. Terms, conditions, fees, and charges may apply.